Dreaming of the days you can sit on the beach, tropical drink in hand and not a thing on your to-do list? Ready to call it quits at your job and walk out to an endless vacation where you never have to check a single email or attend a meeting again? It’s nice to […]
Owning a home is a quintessential part of the American Dream. It’s what you do once you secure a stable career, get married, and settle down. Right? That might have been something that felt written in stone in the past. In our culture, homeownership became one of the boxes you felt obligated to check on […]
Over 44 million Americans walked away from their time in higher education with some amount of college debt. The total amount of student loan debt collectively carried by college students and grads today is $1.45 trillion, and the average 20-something-year-old borrower pays $350 per month on their loans. There’s no question about it: […]
Most people invest in order to grow wealth over time. It’s only natural to want the biggest returns possible as part of that process. But focusing on returns isn’t necessarily a sound investment strategy — and it could be part of what leads average investors to perform so poorly. In fact, average investors don’t just […]
Ask most people who watch TV and cable news if they think the world is safer now than it was 30 years ago, and they’ll tell you no. But if we look at the data, it’s clear that in most parts of the world — and certainly in America — we’re safer now than we […]
Most of us have something that we absolutely love to do — and it’s usually a passion that allows us to express ourselves and our creative sides. Whether it’s music, art, writing, volunteering, or consistently picking up something novel and learning something new, we all have a passion or two that’s important to us. But […]
Yes, it sounds harsh. But this is an important financial reality to understand: you should prioritize your retirement savings over saving for your kids’ college expenses. This isn’t about loving your kids less. It’s about knowing how to prioritize your financial goals in the best possible way for both your sake and theirs. And […]
A vacation home works for some people and can provide a lot of benefits. It’s wonderful to have your own place to escape to when you’re ready to relax and unwind. And if you make good decisions about where and what you buy — and get a little lucky in the process — a […]
Trying to cut back on your spending gets tedious when you focus on minute details. Yes, it’s important to track every dollar — but to feel anxious about spending on small purchases that you value because you’re trying to save more and spend less? That can quickly lead to budget burnout. Preparing for and […]
No one can guarantee when the markets will go up or down. Lots of talking heads and so-called “experts” like to claim they know when factors like news items or current events will impact how the stock market behaves, but it’s all guesswork. It’s extremely easy to get caught up in a 24/7 news cycle […]
