Finance Archives

Why Average Investors Don’t Beat the Market

January 31, 2018/1 Comment/in Budgeting, Building Wealth, Family, Finance, Investing /by Michael Rivas

Focusing on returns isn’t necessarily a sound investment strategy — and it could be part of what leads average investors to perform so poorly.

Resist Progress at Your Own Peril

November 21, 2017/1 Comment/in Budgeting, Building Wealth, Business, Family, Finance, Investing /by Michael Rivas

It’s not that bad stuff happens more. It’s just that you hear more about it than you ever did in the past.

Make Room for Your Passion in Your Life and Your Budget

September 21, 2017/2 Comments/in Budgeting, Finance /by Michael Rivas

Most of us have something that we absolutely love to do. But life often gets in the way of that passion.

Why Your Retirement Is More Important Than Saving for College

July 17, 2017/3 Comments/in Budgeting, Finance /by Michael Rivas

Yes, it sounds harsh. But this is an important financial reality to understand: you should prioritize your retirement savings over saving for your kids’ college expenses.

Make the Most of Your Vacations: Save for Travel, Not a Vacation Home

May 2, 2017/1 Comment/in Budgeting, Finance /by Michael Rivas

It’s well worth understanding how to make the most of your vacations, you’re better off saving your money for trips, experiences, and various destinations — not a second home.

Budgeting for Coffee Sucks, Try This Instead

February 21, 2017/1 Comment/in Budgeting, Finance /by Michael Rivas

Trying to cut back on your spending gets tedious when you focus on minute details. Yes, it’s important to track every dollar — but to feel anxious about spending on small purchases that you value because you’re trying to save more and spend less?

In Times of Change, Focus on Your Financial Plan

December 2, 2016/2 Comments/in Finance /by Michael Rivas

No one can guarantee when the markets will go up or down. Lots of talking heads and so-called “experts” like to claim they know when factors like news items or current events will impact how the stock market behaves, but it’s all guesswork.