Make the Most of Your Vacations: Save for Travel, Not a Vacation Home
It’s well worth understanding how to make the most of your vacations, you’re better off saving your money for trips, experiences, and various destinations — not a second home.
Budgeting for Coffee Sucks, Try This Instead
Trying to cut back on your spending gets tedious when you focus on minute details. Yes, it’s important to track every dollar — but to feel anxious about spending on small purchases that you value because you’re trying to save more and spend less?
In Times of Change, Focus on Your Financial Plan
No one can guarantee when the markets will go up or down. Lots of talking heads and so-called “experts” like to claim they know when factors like news items or current events will impact how the stock market behaves, but it’s all guesswork.
Ready to invest in real estate? Take a close look at your margins
Is buying investment property a wise idea? Is it the best way to build wealth? Is rental property really ‘risk averse’?
Generation X? I feel your pain!
Generation X has some problems—and not just their own. Perhaps the biggest one of all is that this group has everyone else’s problems too!
Michael Rivas quoted in Investment News
Forget boomers and millennials, Gen Xers need advisers’ help the most
Even though they are in their peak earning years, they have the poorest financial habits
A New Age of Opportunity
Change may be a given, but even when we know it’s for the better, shifting our own thinking can be quite a challenge.
Is “breaking news” killing your financial plan?
The fact is, all that financial “news” means absolutely nothing to the normal investor. Sure, the play-by-play changes in the stock market may make a difference to the day traders—at least for the day. And yes, the clicks on CNN’s website will make a difference to some marketing genius’s commission check. But for anyone investing for the long term, none of it matters. It’s just noise.
Doing more chores than your spouse? (You must be the mathematician!)
What most couples don’t realize is this: the mathematician in the house is getting a pretty raw deal.
7 Steps to Start Building Wealth Now
By being mindful of your debt-to-income ratio and leveraging your expendable income wisely, you really can start building your wealth now.