Who We Serve
Financial Planning for Business Owners
When you own the business, your personal and company finances are tangled together, and most advice ignores half the picture. Your wealth is tied up in one illiquid asset, your tax situation is genuinely complicated, and the person who should be helping you plan is usually just filing a return after the fact.
The challenges you're navigating
- Personal and business finances that can't be separated cleanly
- Entity structure and owner-comp decisions that quietly compound every year
- Most of your net worth locked in one illiquid asset, the business
- No real plan for exit, succession, or the tax hit when you sell
How we help
We plan your business and personal financial life as one: proactive tax strategy, cash flow on both sides of the ledger, a retirement plan that doesn't depend solely on a future sale, and a roadmap for exit when the time comes. All fee-only, with nothing to sell you.
The tax angle
For owners, the biggest wins are almost always tax
Entity structure, how you pay yourself, and retirement-plan design (a solo 401(k), cash-balance, or defined-benefit plan can shelter far more than most owners realize), plus planning the eventual sale years in advance. With CFP®, CPA, and EA expertise in-house, we model it all instead of leaving it to an April filing.
Built around the owner, not just the portfolio
Because we're fee-only, we can sit on your side of every decision (owner compensation, retirement plan design, and eventual exit) without a product or commission steering the advice.
Business Owners: common questions
Ready for a plan that's actually clear?
Book a no-pressure consultation. We'll talk through where you are, where you want to go, and whether we're the right fit. (We'll tell you honestly if we're not.)