Why Average Investors Don’t Beat the Market
Focusing on returns isn’t necessarily a sound investment strategy — and it could be part of what leads average investors to perform so poorly.
Resist Progress at Your Own Peril
It’s not that bad stuff happens more. It’s just that you hear more about it than you ever did in the past.
Make Room for Your Passion in Your Life and Your Budget
Most of us have something that we absolutely love to do. But life often gets in the way of that passion.
Why Your Retirement Is More Important Than Saving for College
Yes, it sounds harsh. But this is an important financial reality to understand: you should prioritize your retirement savings over saving for your kids’ college expenses.
Make the Most of Your Vacations: Save for Travel, Not a Vacation Home
It’s well worth understanding how to make the most of your vacations, you’re better off saving your money for trips, experiences, and various destinations — not a second home.
Budgeting for Coffee Sucks, Try This Instead
Trying to cut back on your spending gets tedious when you focus on minute details. Yes, it’s important to track every dollar — but to feel anxious about spending on small purchases that you value because you’re trying to save more and spend less?
Carl RichardsIn Times of Change, Focus on Your Financial Plan
No one can guarantee when the markets will go up or down. Lots of talking heads and so-called “experts” like to claim they know when factors like news items or current events will impact how the stock market behaves, but it’s all guesswork.
Philip TaylorReady to invest in real estate? Take a close look at your margins
Is buying investment property a wise idea? Is it the best way to build wealth? Is rental property really ‘risk averse’?
Generation X? I feel your pain!
Generation X has some problems—and not just their own. Perhaps the biggest one of all is that this group has everyone else’s problems too!
Michael Rivas quoted in Investment News
Forget boomers and millennials, Gen Xers need advisers’ help the most
Even though they are in their peak earning years, they have the poorest financial habits
A New Age of Opportunity
Change may be a given, but even when we know it’s for the better, shifting our own thinking can be quite a challenge.
Is “breaking news” killing your financial plan?
The fact is, all that financial “news” means absolutely nothing to the normal investor. Sure, the play-by-play changes in the stock market may make a difference to the day traders—at least for the day. And yes, the clicks on CNN’s website will make a difference to some marketing genius’s commission check. But for anyone investing for the long term, none of it matters. It’s just noise.
photo credit to: "Sharon & Nikki McCutcheon"Doing more chores than your spouse? (You must be the mathematician!)
What most couples don’t realize is this: the mathematician in the house is getting a pretty raw deal.
7 Steps to Start Building Wealth Now
By being mindful of your debt-to-income ratio and leveraging your expendable income wisely, you really can start building your wealth now.
The mighty dollar: The good, the bad, and the ugly
Is a strong dollar all good news? Here’s a quick peek at the good, the bad, and the ugly about a high-flying dollar.
Stop the online marketing madness!
Keeping a lid on spending can be a challenge—especially when we’re constantly inundated with marketing that is designed to lead us away from those conscious, conscientious decisions.
Why ‘Tapering’?
“Tapering” will allow those awash in ‘cash’ to put their money back to work without shocking the system. The combination of demographics and historically large amounts of cash on hand will blunt most inflation pressures caused by a ‘normalizing’ of the interest rate environment.
What is going on with gold!?!
The gold market has seen some of its more volatile trading days recently. What does it mean for us as investors? Is it time to buy now?
Tax Planning Checklist
Here are a couple thoughts to consider for your tax planning.
What’s the best way to fund college in Louisiana?
College is expensive! Getting a head start by funding a 529 plan is a smart way to fund your child’s future. It’s an incredible gift that keeps on giving.
