What Is Long-Term Care Insurance, And Is It Right for You?
Many people don’t think about how their medical needs change as they age. When you’re healthy, it’s challenging to picture a time you’d need help performing basic tasks like getting dressed in the morning, walking the dog, doing the laundry, and other “long-term care” needs. But those situations are far more common than you might initially realize. Caregiving for daily tasks is not only prevalent but also costly. And since Medicare doesn’t cover long-term care, without protection, you could be stuck paying for all the bills yourself. One option to pay for these extended needs is through long-term care insurance. What is long-term care insurance? How does it work? And is it really worth the money? Let’s find out! What Is Long-Term Care Insurance? As you might have guessed, long-term care insurance covers long-term care needs, services, and support—pretty on the nose! What does this type of care look like?…
Live Long and Prosper? 5 Ways to Plan for Extended Longevity in Retirement
If you are a Star Trek fan, you may recognize this pivotal line from our Vulcan friend, Spock: live long and prosper. But saying those words won’t automatically make them true. In today’s world of increased longevity, you want to plan mentally, physically, and financially for a longer life. How do you set yourself up for prosperity in retirement? Today, we’ll discuss planning for a long retirement and some critical points to consider along the way. How to Plan for a Long Retirement While we don’t know how long you’ll live, the CDC estimates the average man’s life expectancy is 73.2 years, and a woman’s is 79.1 years. Even though life expectancy stats have dipped during the pandemic, more people are living longer than ever before. In fact, longevity is becoming a top goal for many retirees. An Age Wave report from Edward Jones found that 70% of people want…
A Little Relaxation and Vacation Can Get You Back on Track
Vacations are something we all deserve, and the benefits are boundless.
Managing Kids’ Tech Use
Just because your kid is a digital native doesn’t mean that she or he possesses the knowledge or maturity to navigate this online environment in a way that is healthy.
Making Smart Money Moves for School
We take a look at what it takes to get your kids to and through school — and we’re not just talking college!
Love and Money: The Funny Month of February
The balance of love and money.
The Basics of Benefits Enrollment Packages
Benefits enrollment season is your annual chance to maximize your earnings.
Before You Kick Back to a Traditional Retirement, Read This
ARE YOU PLANNING FOR AN ACTIVE, ROBUST RETIREMENT?